Scott Gottlieb, CPA

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March 2002

Editor: Scott Gottlieb, CPA
Assistant editor: Susan A. Maffetone, CPA


The following is from the New York City Business Web Site

Small Business/Not-for-Profit Bridge Loans
Now Available

The WTC Disaster Recovery Bridge Loan Program will fund bridge loans to small businesses and not-for-profit corporations that have suffered economic injury or physical damage as a result of the attack on the World Trade Center. These bridge loans will be available while these organizations’ applications for Small Business Administration (SBA) Disaster Loans are pending. Under this program, participating banks will seek to fund WTC Disaster Recovery Bridge Loans within a few days of application.

WTC Disaster Recovery Bridge Loans may be used for business-related purposes including working capital, real estate, machinery and equipment and physical rehabilitation. Most businesses may qualify for up to $100,000. Banks are permitted to determine actual loan amounts using their own application forms and more relaxed lending criteria. Should a borrower not qualify for SBA assistance, banks may restructure the Bridge Loans as term loans.


New York City-based commercial, industrial, retail enterprises and not-for-profit corporations that have been affected by the WTC disaster and are applying for Disaster Loans from the Small Business Administration.

Contact one of the participating banks below for more information:

The Bank of New York (800) 621-3443
Chase Bank (888) 842-8786
Citibank, N.A. (800) 328-CITI (2484)
Community Capital Bank (718) 802-1212
Fleet (212) 703-1504
HSBC Bank USA (800) 975-HSBC (4722)

The WTC Disaster Recovery Bridge Loan Program is made possible by a guarantee fund of $50 million, funded equally by the City of New York and New York State.

These loans tend to be low interest, with fees often waived and deferred interest payments sometimes available for the first year. Deadlines are coordinated with the extended SBA deadline of September 30th.

from the New York City Business WebSite





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The materials on this Web site are for informational purposes only and are not intended and should not be construed as accounting advice. This information is not intended to create, and receipt of it does not constitute, a CPA-Client relationship. You should not act upon this information without seeking counsel from a Certified Public Accountant